论文标题
基于令牌的支付系统
Token-Based Payment Systems
论文作者
论文摘要
在本文中，我们考虑了代币和分发分类帐在数字支付系统中的作用。我们提供了使用代币的数字支付系统的简短分类学，并针对分布式分类帐技术如何支持数字支付系统的不同模型介绍了不同的模型。我们提供有关数字支付系统的显着特征的指导，我们在消费者隐私，代币发行和对系统运营商的问责制中理解。
In this article, we consider the roles of tokens and distributed ledgers in digital payment systems. We present a brief taxonomy of digital payment systems that use tokens, and we address the different models for how distributed ledger technology can support digital payment systems in general. We offer guidance on the salient features of digital payment systems, which we comprehend in terms of consumer privacy, token issuance, and accountability for system operators.
